PBGC maximum monthly guarantee
The largest monthly benefit the PBGC guarantees to a participant in a single-employer plan that terminates in the plan year shown, for a straight-life annuity beginning at age 65, indexed under ERISA §4022(b)(3). Earlier commencement ages and joint-and-survivor forms are reduced by PBGC's published factors.
Current value: Maximum monthly guarantee, straight-life annuity at age 65: 7,789.77 as of 2026.
| Plan year | Maximum monthly guarantee, straight-life annuity at age 65$ |
|---|---|
| 2021 | 6,034.09 |
| 2022 | 6,204.55 |
| 2023 | 6,750 |
| 2024 | 7,107.95 |
| 2025 | 7,431.82 |
| 2026 | 7,789.77 |
Source and verification
- Source
- PBGC — Maximum monthly guarantee tablesPBGC maximum monthly guarantee tables by year (ERISA §4022(b)(3); 29 CFR §4022.23), each year read from the page's own year selector
- Regulation
- ERISA §4022(b)(3); 29 CFR §§4022.22–4022.23
- Verified
- September 9, 2026Against: PBGC 'Maximum monthly guarantee' page (pbgc.gov/workers-retirees/learn/guaranteed-benefits/monthly-maximum).How: Every carried year read from PBGC's own page for that year through scripts/pbgcIngest.js: the page renders one year, and its year selector (a GET parameter, 1974-2026; --years lists the URLs) renders each prior year as a page of the same shape. 2026 from the current page (1 of 1); 2021-2025 from their per-year pages fetched 2026-09-09 (5 of 5, excerpts committed as the answer key), the age factors reproducing all 31 rows (ages 45-75) of each of the six years to the cent (21 rows, ages 45-65, when first attested 2026-09-09; ages 66-75 added and re-scored 2026-09-25). The 2021 hand transcription had read $6,034.08; the page says $6,034.09 — corrected the day the history was verified. Published since 2026-09-09.
- Publication rule
- Published annually; the value for a year is expected by December of the prior year. The latest year held here is 2026.
Cite this page: ActuarialOS, “PBGC maximum monthly guarantee”, https://actuarialos.io/reference/pbgc-maximum-guarantee — verified 2026-09-09.
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Values on this page are transcribed from the cited source and checked against it by an automated instrument; the source governs. Confirm any figure against the notice before relying on it in signed work.