{
  "slug": "treasury-hqm-yield-curve",
  "kind": "hqmYieldCurve",
  "title": "Treasury HQM corporate bond yield curve",
  "definition": "The U.S. Treasury High Quality Market (HQM) corporate bond yield curve — monthly average spot rates, as decimals, carried here at maturities from 0.5 to 30 years. The §430 segment rates are derived from Treasury's monthly corporate bond yield curve; the curve Treas. Reg. §1.430(h)(2)-1(d)(1)(i) defines runs at 6-month durations from 6 months through 100 years, so this table is not the whole of the §430(h)(2)(D)(ii) yield curve.",
  "regulation": "IRC §430(h)(2); Treas. Reg. §1.430(h)(2)-1(d) (the monthly corporate bond yield curve)",
  "keyFormat": "YYYY-MM",
  "unit": "rate",
  "columns": [
    {
      "key": "0.5",
      "label": "0.5 years",
      "unit": "rate"
    },
    {
      "key": "1",
      "label": "1 year",
      "unit": "rate"
    },
    {
      "key": "1.5",
      "label": "1.5 years",
      "unit": "rate"
    },
    {
      "key": "2",
      "label": "2 years",
      "unit": "rate"
    },
    {
      "key": "2.5",
      "label": "2.5 years",
      "unit": "rate"
    },
    {
      "key": "3",
      "label": "3 years",
      "unit": "rate"
    },
    {
      "key": "3.5",
      "label": "3.5 years",
      "unit": "rate"
    },
    {
      "key": "4",
      "label": "4 years",
      "unit": "rate"
    },
    {
      "key": "4.5",
      "label": "4.5 years",
      "unit": "rate"
    },
    {
      "key": "5",
      "label": "5 years",
      "unit": "rate"
    },
    {
      "key": "5.5",
      "label": "5.5 years",
      "unit": "rate"
    },
    {
      "key": "6",
      "label": "6 years",
      "unit": "rate"
    },
    {
      "key": "6.5",
      "label": "6.5 years",
      "unit": "rate"
    },
    {
      "key": "7",
      "label": "7 years",
      "unit": "rate"
    },
    {
      "key": "7.5",
      "label": "7.5 years",
      "unit": "rate"
    },
    {
      "key": "8",
      "label": "8 years",
      "unit": "rate"
    },
    {
      "key": "8.5",
      "label": "8.5 years",
      "unit": "rate"
    },
    {
      "key": "9",
      "label": "9 years",
      "unit": "rate"
    },
    {
      "key": "9.5",
      "label": "9.5 years",
      "unit": "rate"
    },
    {
      "key": "10",
      "label": "10 years",
      "unit": "rate"
    },
    {
      "key": "10.5",
      "label": "10.5 years",
      "unit": "rate"
    },
    {
      "key": "11",
      "label": "11 years",
      "unit": "rate"
    },
    {
      "key": "11.5",
      "label": "11.5 years",
      "unit": "rate"
    },
    {
      "key": "12",
      "label": "12 years",
      "unit": "rate"
    },
    {
      "key": "12.5",
      "label": "12.5 years",
      "unit": "rate"
    },
    {
      "key": "13",
      "label": "13 years",
      "unit": "rate"
    },
    {
      "key": "13.5",
      "label": "13.5 years",
      "unit": "rate"
    },
    {
      "key": "14",
      "label": "14 years",
      "unit": "rate"
    },
    {
      "key": "14.5",
      "label": "14.5 years",
      "unit": "rate"
    },
    {
      "key": "15",
      "label": "15 years",
      "unit": "rate"
    },
    {
      "key": "15.5",
      "label": "15.5 years",
      "unit": "rate"
    },
    {
      "key": "16",
      "label": "16 years",
      "unit": "rate"
    },
    {
      "key": "16.5",
      "label": "16.5 years",
      "unit": "rate"
    },
    {
      "key": "17",
      "label": "17 years",
      "unit": "rate"
    },
    {
      "key": "17.5",
      "label": "17.5 years",
      "unit": "rate"
    },
    {
      "key": "18",
      "label": "18 years",
      "unit": "rate"
    },
    {
      "key": "18.5",
      "label": "18.5 years",
      "unit": "rate"
    },
    {
      "key": "19",
      "label": "19 years",
      "unit": "rate"
    },
    {
      "key": "19.5",
      "label": "19.5 years",
      "unit": "rate"
    },
    {
      "key": "20",
      "label": "20 years",
      "unit": "rate"
    },
    {
      "key": "20.5",
      "label": "20.5 years",
      "unit": "rate"
    },
    {
      "key": "21",
      "label": "21 years",
      "unit": "rate"
    },
    {
      "key": "21.5",
      "label": "21.5 years",
      "unit": "rate"
    },
    {
      "key": "22",
      "label": "22 years",
      "unit": "rate"
    },
    {
      "key": "22.5",
      "label": "22.5 years",
      "unit": "rate"
    },
    {
      "key": "23",
      "label": "23 years",
      "unit": "rate"
    },
    {
      "key": "23.5",
      "label": "23.5 years",
      "unit": "rate"
    },
    {
      "key": "24",
      "label": "24 years",
      "unit": "rate"
    },
    {
      "key": "24.5",
      "label": "24.5 years",
      "unit": "rate"
    },
    {
      "key": "25",
      "label": "25 years",
      "unit": "rate"
    },
    {
      "key": "25.5",
      "label": "25.5 years",
      "unit": "rate"
    },
    {
      "key": "26",
      "label": "26 years",
      "unit": "rate"
    },
    {
      "key": "26.5",
      "label": "26.5 years",
      "unit": "rate"
    },
    {
      "key": "27",
      "label": "27 years",
      "unit": "rate"
    },
    {
      "key": "27.5",
      "label": "27.5 years",
      "unit": "rate"
    },
    {
      "key": "28",
      "label": "28 years",
      "unit": "rate"
    },
    {
      "key": "28.5",
      "label": "28.5 years",
      "unit": "rate"
    },
    {
      "key": "29",
      "label": "29 years",
      "unit": "rate"
    },
    {
      "key": "29.5",
      "label": "29.5 years",
      "unit": "rate"
    },
    {
      "key": "30",
      "label": "30 years",
      "unit": "rate"
    }
  ],
  "cadence": {
    "kind": "monthly",
    "rule": "Published monthly; the source typically lags the calendar by up to 2 months. The latest period held here is 2026-08."
  },
  "source": {
    "name": "U.S. Treasury — Corporate Bond Yield Curve (HQM), monthly spot rates",
    "url": "https://home.treasury.gov/data/treasury-coupon-issues-and-corporate-bond-yield-curve/corporate-bond-yield-curve",
    "citation": "Treasury HQM Corporate Bond Yield Curve workbook, 'Monthly Average Spot Rates, Percent' (stored here as decimals)"
  },
  "attested": {
    "on": "2026-09-09",
    "against": "U.S. Treasury HQM Corporate Bond Yield Curve workbook — the committed copy data/source/hqm_24_28.xls and the live download of the same day.",
    "how": "scripts/hqmIngest.js reproduced 1920 of 1920 cells of data/yield-curves/hqm.csv from the committed workbook (emit byte-identical), which IS the live download of 2026-09-09 (evening): the then-committed 1740 cells reproduced from it first, then its 2026-06 through 2026-08 were ingested."
  },
  "addin": {
    "fn": "aos_HqmTable",
    "example": "=aos_HqmTable(2026, 5)",
    "note": "The ActuarialOS Excel add-in is free and returns this series with one worksheet function."
  },
  "basis": null,
  "platform": "In ActuarialOS no §430 run discounts on this curve: the engine refuses the §430(h)(2)(D)(ii) full-yield-curve election by name until it prices that election, and a §430 run discounts on the 24-month average segment rates or on stated override rates. The add-in exposes this curve as an interest specification.",
  "disclaimer": "Values on this page are transcribed from the cited source and checked against it by an automated instrument; the source governs. Confirm any figure against the notice before relying on it in signed work.",
  "contentHash": "62522f1aa94d27798bb57fcf7a2d81faa64b537f6bfbe003e8461a7af2510e3b",
  "current": {
    "key": "2026-08",
    "values": [
      0.0413,
      0.0431,
      0.0446,
      0.0459,
      0.0468,
      0.0475,
      0.0481,
      0.0486,
      0.0492,
      0.0497,
      0.0503,
      0.0509,
      0.0515,
      0.0521,
      0.0528,
      0.0534,
      0.054,
      0.0546,
      0.0552,
      0.0558,
      0.0563,
      0.0568,
      0.0573,
      0.0577,
      0.0581,
      0.0585,
      0.0589,
      0.0592,
      0.0595,
      0.0598,
      0.06,
      0.0603,
      0.0605,
      0.0608,
      0.061,
      0.0612,
      0.0614,
      0.0617,
      0.0619,
      0.0621,
      0.0624,
      0.0626,
      0.0628,
      0.0631,
      0.0634,
      0.0636,
      0.0639,
      0.0641,
      0.0644,
      0.0646,
      0.0649,
      0.0651,
      0.0653,
      0.0656,
      0.0658,
      0.066,
      0.0661,
      0.0663,
      0.0664,
      0.0665
    ]
  },
  "rows": [
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